Self-defense insurance – lacking it, most gun owners are fools

Do you have home insurance?  Of course.  Do you expect your house to burn to the ground?  Of course not.  But having the insurance is prudent nonetheless.  In fact, you’d be a fool not to have it and additional coverage over what’s necessary (if any is for you).

Same with self-defense insurance.  How’d you like to be the next George Zimmerman (a putz, and a very poor representative of our community, but an innocent man nonetheless): the subject of a political persecution for a justified shooting?

You have lots of choices in this area.  They all boil down to a few different models, though.  In this video clip Andrew Branca explains the differences between them:

His clear preference is for the referral model of the Armed Citizens Legal Defense Network, which I also recommend.  Knowing the law is a necessary thing if you carry a firearm.  Having a legal defense plan of action is the next logical step.

Remember: the gun, and even knowing how to use it well, is only part of the problem that you are seeking a solution to.

Finally: I’ll hit this point often and hard: if you carry a gun for self-defense, you have to know the law. Invest the money you’d spend on shaving a tenth of a second off your splits with Andrew Branca’s book or seminars — it’ll pay far greater dividends. Visit this link to learn more, and use the discount code “streetstandards” for a 10% discount.


5 thoughts on “Self-defense insurance – lacking it, most gun owners are fools

  1. Hey Ralph.

    Thanks for the kind words! I think you might have embedded the wrong Youtube clip, however.

    The clip that talks about self-defense immunity laws and self-defense insurance is this one:

    The one you linked is also informative, but deals with the common advice of “never talk to the police,” a separate issue than self-defense insurance.



    • As a Lethal Force Institute grad (way back in1996), I concur. 🙂

      A great many of my students are LFI/MAG grads, and I presume the reverse is gradually becoming true as well (I’m a newby at all this compared to Mas, I’ve only been doing it 18 years). 🙂

      Those folks tell me they find the two courses of instruction very complementary perspectives–Mas’ from a career in law enforcement and as an expert witness, my own from a career in the practice of law.

      And, of course, Mas’ newest book “Deadly Force” is the awesome:

      –Andrew, @LawSelfDefense


    • I 100% agree with you and with Andrew Branca’s comment below. Both gentleman are HIGHLY recommended. As an analogy – just because you took a class with John Farnam doesn’t mean that you wouldn’t take one from Mike Pannone. There may be overlap in the material, but they compliment and reinforce each other.


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